Cover image for Your score : an insider's secrets to understanding, controlling, and protecting your credit score
Your score : an insider's secrets to understanding, controlling, and protecting your credit score
Davenport, Anthony, author.
Personal Author:
Publication Information:
Boston : Houghton Mifflin Harcourt, 2018.
Physical Description:
xvi, 202 pages ; 22 cm
"The most comprehensive insider's look at what every consumer needs to know about their credit score--and most importantly, how to fix it. If you, like so many millions of Americans, are terrified by the daily headlines regarding Equifax and identity theft, and how all of this can directly affect your basic credit score, then this book should be considered as mandatory reading. Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, here is a road map for navigating the confusing world of consumer credit. Drawing on the real stories of his own firm's high-profile clients, as well as the stories of middle-class Americans, he reveals the hidden credit pitfalls that await even the most careful consumer and shares smart strategies to avoid them. An accessible but detailed manual, Your Score finally lets readers take control of their credit score, understand how to play the game, and gain an insider's knowledge of how to better navigate the most important financial decisions of their lives"--

"A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score"--
Introduction: A cautionary tale -- What you don't know can hurt you -- What's in your score? -- Building the perfect credit profile -- Gaming the system -- The five biggest credit mistakes and how to avoid them -- Preparing your credit score for a new home purchase -- The care and feeding of credit cards -- Protecting your credit score from identity theft -- The "newbie" : establishing credit for the first time -- Higher education : navigating the school loan landscape -- Disaster relief : surviving divorce, foreclosure, and bankruptcy.
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