Ranch hand Rafe Grayhawk agrees to teach heiress Angelina Bay how to ride a horse solely for the money, but soon neither can resist the attraction between them even though they know acting on it will change their futures forever.

If Angelina Bay doesn't learn to run the ranch, her father says she can kiss her inheritance goodbye. Rafe Grayhawk is busy enough as a ranch hand, saving every extra penny to fund his chronically ill father's move to Arizona. Then Angelina makes him an offer he can't refuse: teach her to ride a horse for a hundred dollars an hour. Rafe's rules are simple: show up on time for lessons and do everything he tells her. Soon the riding lessons with the handsome hand are the least of her problems....