Melinda Hollister is a society lady, intent on finding a rich husband. Nick Bryson is all business, focused on making a name for himself in his father's steamship line. Despite their siblings' marriage, they rarely gave each other a second glance - until a tragic accident results in Melinda and Nick becoming co-guardians of their three-year-old niece. And as their love for Nell grows, so does their attraction to each other.