Joel is a suburban Chicago teenager whose parents leave on vacation. Joel is left alone in the wealthy northern Chicago suburbs with the family house and Porsche at his disposal. Through his scheming friends, he finds himself entertaining the very sexy Lana. After meeting Joel's enthusiastic friends, Lana spots a business opportunity. She suggests bringing in some of her equally stunning colleagues. Joel is not thrilled will the idea. Now, Joel is involved with a prostitue, her friends and a very angry pimp. When the Porsche accidentally falls into Lake Michigan, Joel requires a quick infusion of ready cash, and takes Lana up on her offer of help.