The new reality -- From the New Deal to the new economy : a short history of the American middle class -- College promises : real debt and false expectations -- Career and contribution : society or the 401(k)? -- To have or to hold : money, marriage, and children -- What were the benefits? : health care, retirement and everything else the government was supposed to help provide -- Bridging the gaps : saving, spending, and debt -- A question of equity : rent rich or house poor -- From ripples to revolution : changing the system, changing ourselves.