Reply of W. W. Finley...to toast at a banquet -- The development of the Appalachian region -- The interest of the farmer in highway improvement -- The development of western North Carolina -- Mississippi -- Mississippi-Alabama fair --The railway and the shipper -- Agriculture in Alabama -- Good roads and the farmer -- State of mind -- Progressive agriculture -- Government and opportunity -- Relations of the press to the railways : the value of their co-operation in community development -- Co-operation for agricultural development -- Relation of railways to southeastern development -- Relation of the state to highway improvement -- The marketing and distribution of fruit.