Cover image for The new retirement : the ultimate guide to the rest of your life
The new retirement : the ultimate guide to the rest of your life
Cullinane, Jan.
Personal Author:
Publication Information:
[Emmaus, Penn.] : Rodale, [2004]

Physical Description:
x, 486 pages : illustrations, maps ; 20 cm
What makes retirement successful? -- How do you reprogram your time? -- What are the opportunities for travel? -- What and where is home? -- Where should you move : recommended locations within the U.S. -- Niche retirement lifestyles -- Where should you move : recommended locations outside the U.S. -- Forever young? -- How do you make your money last as long as you do? -- What are the tax issues?
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HQ1063.2.U6 C85 2004 Adult Non-Fiction Open Shelf
HQ1063.2.U6 C85 2004 Adult Non-Fiction Non-Fiction Area
HQ1063.2 .U6 C85 2004 Adult Non-Fiction Non-Fiction Area
HQ1063.2.U6 C85 2004 Adult Non-Fiction Open Shelf

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When is the right time to retire? Should you relocate, and if so, where? How can you make sure your money will last as long as you do? What kind of lifestyle will best suit your retirement years? Two million Americans reach retirement age each year, and they urgently need reliable information and guidance as they plan for the second half of their lives.

Drawing on the expertise of the authors-who conduct retirement seminars and have traveled extensively investigating places to retire and talking to prospective retirees and those who have taken the plunge-as well as the insights of contributing experts in various fields, Retire Right is designed to be a comprehensive, all-inclusive resource.

- Provides detailed information about particular locales, financial planning and tax considerations, lifelong learning opportunities, leisure and volunteer activities, and working after retirement

- Includes interactive surveys, questionnaires, and worksheets to involve readers in the rewarding process of planning their ideal retirement

- Delves into the psychological issues surrounding retirement

Filled with practical information and advice, anecdotes, resources, and a healthy dose of humor, Retire Right is the one and only guide retirees will ever need.

Author Notes

Jan Cullinane , an award-winning college teacher and administrator, has been conducting, with co-author Cathy Fitzgerald, retirement seminars in the Cincinnati area where she resides.

Cathy Fitzgerald has worked in a variety of educational settings and is a partner, with Jan Cullinane, in Retirement Living from A to Z. She lives in Cincinnati.

Reviews 3

Booklist Review

When can I afford to retire? Where do I want to live? Should I rent or buy? How do I want to spend my time? Baby boomers will find this chockablock with information and examples to help them answer these and other important questions on the road to the next stage of life. Pages devoted to maintaining a healthy lifestyle seem a touch out of place in the mix, but otherwise, there's not a wasted word in this well-organized, down-to-earth guide. The authors, who conduct retirement seminars, understand just what boomers want to know--from basics about financial planning (rethink the way you spend and save) and choosing a retirement lifestyle to finding that perfect retirement home; they even include armchair visits to top retirement destinations in 13 states. With easily reproducible checklists and worksheets and numerous Web sites and phone numbers to make follow-up easy, this handy resource brims with plain good sense about making some hugely important decisions. --Stephanie Zvirin Copyright 2004 Booklist

Publisher's Weekly Review

The 80 million baby boomers due to retire over the next couple of decades face a daunting array of options and decisions related to work, money, health care, lifestyle and more, according to Cullinane and Fitzgerald. The authors, who hold retirement-planning seminars, offer a comprehensive guide to navigating this complex maze. An appealing aspect is the inclusion of the stories of real people who have made certain choices, from starting a business later in life to moving to a new community or traveling overseas. This is a user-friendly handbook featuring numerous checklists (Independent Living, Relocation, etc.), source lists (such as Best Employers for People Over 50, Discount Travel Sites) and reference material. A generous portion of the book evaluates specific retirement destinations both in the U.S. and overseas. Each state is given a report card according to relevant stats including climate, cost of living, health care, transportation and leisure. While this information is available elsewhere, the authors provide excellent descriptions of the locales, along with both pros and cons to living in each. The finance section covers insurance, investing, Social Security and other topics, but is essentially an overview of these subjects. Readers just starting to consider what changes they want to make when they "retire" and those contemplating relocation or lifestyle changes will find the bulk of the book quite helpful. (July) (c) Copyright PWxyz, LLC. All rights reserved

Library Journal Review

Retirement consultants Cullinane and Fitzgerald neatly lay out key issues to consider when planning for this major transition. While financial issues like taxes get some ink, the text focuses on such lifestyle issues as reprogramming your time. The strength of the guide lies in its helpful ratings of the best places to retire in the United States and abroad. The ratings cover cost of living, climate, healthcare, cultural and outdoor activities, continuing education opportunities, and shopping while highlighting specific retirement communities in the area. For those seeking to escape the ordinary, the authors explore niche retirement lifestyles ranging from active-adult communities and college towns to gay and lesbian communities, pet-friendly places, and RVs. Helpful questionnaires and checklists get readers started on their own planning. With 78 million baby boomers verging on retirement age, this is essential for public library business collections. Carol J. Elsen, Univ. of Wisconsin Lib., Whitewater (c) Copyright 2010. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

Table of Contents

Introductionp. ix
Part I
Chapter 1 What Makes Retirement Successful?p. 3
Chapter 2 How Do You Reprogram Your Time?p. 23
Chapter 3 What Are the Opportunities for Travel?p. 48
Chapter 4 What and Where Is Home?p. 91
Part II
Chapter 5 Where Should You Move? Recommended Locations within the U.S.p. 125
Alabamap. 129
Arizonap. 133
Californiap. 145
Coloradop. 153
Floridap. 157
Georgiap. 190
Nevadap. 193
New Mexicop. 200
North Carolinap. 211
South Carolinap. 222
Tennesseep. 233
Virginiap. 237
Washingtonp. 245
Chapter 6 What Are Some Niche Retirement Lifestyles?p. 262
Chapter 7 Where Should You Move? Recommended Locations outside the U.S.p. 294
Canadap. 299
Costa Ricap. 311
Mexicop. 320
Part III
Chapter 8 Forever Young?p. 335
Chapter 9 How Do You Make Your Money Last as Long as You Do?p. 362
Chapter 10 What Are the Tax Issues Affecting Retirement?p. 408
Appendix 1 Checklistsp. 437
Smart Ideas Checklistp. 437
Moving Planner Checklistp. 441
Relocation Checklistp. 443
Independent Living Checklistp. 446
Appendix 2 Forms and Worksheetsp. 450
Should You Stop Working?p. 450
Bed and Breakfast: Do You Have the Right Skills?p. 451
To Relocate or Not to Relocate: That Is the Questionp. 453
Compare Your Housing Costsp. 455
Advance Directivep. 456
Part A Appointment of Health Care Agentp. 456
Part B Health Care Instructionsp. 458
Living Willp. 460
Organ Donation Addendump. 462
How Much Do You Need for Retirement?p. 463
Estate Planning Registerp. 465
Resourcesp. 467
Indexp. 476