Cover image for The future of banking
Title:
The future of banking
Author:
Gup, Benton E.
Publication Information:
Westport, Conn. : Quorum Books, [2003]

©2003
Physical Description:
x, 366 pages : illustrations ; 25 cm
Language:
English
Reading Level:
1470 Lexile.
Subject Term:
Added Author:
ISBN:
9781567204674
Format :
Book

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Library
Call Number
Material Type
Home Location
Status
Central Library HG1601 .F88 2003 Adult Non-Fiction Central Closed Stacks
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Summary

Summary

The basic functions of banking--lending, deposit taking, and making payments--are constant. What changes are the forms banking takes in response to increases in competition, globalizaion, new laws, and emerging technologies. Among the most visible of these changes will be an increase in the consolidation and globalization of banking in the world's major trading countries. Now, prestigious academics and practitioners, including regulators from around the world, join Benton E. Gup in exploring these coming changes--and by doing so, define a global perspective on banking's future. They find that the consolidation of banking will persist on a global scale. Electronic banking in all its forms will increase in importance, and banking in mature economies will be even more different from what it is now in developing economies. While focusing on the financial system in the United States, Gup's panel of contributors also explores financial systems in Europe, Asia, and elsewhere. Like Gup, they predict that a small handful of very large banks will control a disproportionate share of bank assets. Their views provide an unusual survey of current thinking in the domains of banking and finance, and an important source of current information, background, and foresights for banking and finance practitioners, students, and academics.


Author Notes

BENTON E. GUP holds the Chair of Banking at the University of Alabama, Tuscaloosa. He earned a doctorate in economics from the University of Cincinnati and has served as a staff economist for the Federal Reserve Bank of Cleveland. An internationally known lecturer on executive development in graduate schools and programs worldwide, particularly in New Zealand and Australia, he also consults with major organizations in government and industry.


Table of Contents

Prefacep. ix
Chapter 1 Creative Destructionp. 1
Chapter 2 The Future of Banking in Developed and Less Developed Countriesp. 19
Chapter 3 The Future of Banking: a Global Perspectivep. 31
Chapter 4 A History of the Future of Banking: Predictions and Outcomesp. 49
Chapter 5 Financial Modernization Under the Gramm-Leach-Bliley Act: Back to the Futurep. 77
Chapter 6 Restructuring the Federal Safety Net After Gramm-Leach-Blileyp. 101
Chapter 7 Electronic Bankingp. 131
Chapter 8 The New Institutional Structure of Banking: a Framework for Survival in the Digital Agep. 153
Chapter 9 Deregulation, the Internet, and the Competitive Viability of Large Banks and Community Banksp. 173
Chapter 10 The Future of Relationship Lendingp. 203
Referencesp. 224
Chapter 11 Lessons from a Bank Profitability Study for the Future of Bankingp. 229
Chapter 12 Strategic Alliances: an Alternative to Mergersp. 249
Chapter 13 The Future of Banking at Synovus Financial Corporationp. 265
Chapter 14 The Future of Swiss Bankingp. 271
Chapter 15 Microcredit for the Poorest Countriesp. 317
Chapter 16 The Future of European Stock Exchangesp. 333
Indexp. 355
About the Contributorsp. 363

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