Cover image for The get out of debt kit : your roadmap to total financial freedom
Title:
The get out of debt kit : your roadmap to total financial freedom
Author:
McNaughton, Deborah, 1950-
Personal Author:
Publication Information:
[Chicago] : Dearborn Trade Pub., [2002]

©2002
Physical Description:
x, 213 pages ; 28 cm
General Note:
Includes index.
Language:
English
ISBN:
9780793160075
Format :
Book

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HG3756.U54 M362 2002 Adult Non-Fiction Non-Fiction Area-Oversize
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Summary

Summary

Living beyond our means and financing unaffordable lifestyles on the back of credit cards has become synonymous with consumer culture. Some consumers feel the nagging beginning of problems, while others are nearly imprisoned by debt. For those sensing they might be out of control when it comes to rising credit card balances, here is help from someone who has walked the same road. In The Get Out of Debt Kit, credit expert and financial coach, Deborah McNaughton, constructs a practical and proven roadmap for shaking the debt monster and achieving total financial freedom.


Author Notes

Deborah McNaughton is the founder of Professional Credit Counselors and currently serves as spokesperson for Massachusetts-based The Debt Relief Clearing House, a placement service specializing in helping people with debts.


Table of Contents

Prefacep. vii
1. Are You Drowning in Debt?p. 1
2. The Ten Myths of Creditp. 8
3. Where Did I Go Wrong? Analyzing Your Personal Situationp. 15
4. SOS! Warning Signs of Debtp. 28
5. Deciding Who to Pay First: Prioritizing Your Debtsp. 50
6. Increasing Your Income While You're in a Slumpp. 63
7. Tips to Save Money to Pay Off Your Debtp. 72
8. Setting Up Your Budgetp. 111
9. Stating Your Case to Creditorsp. 133
10. Tips to Get Out of Debtp. 146
11. Debt Free! Now What?p. 161
12. What Card Should You Have?p. 170
13. Breaking the Habits of Debtp. 181
Appendix A Cost Savings Converting to a Biweekly Mortgagep. 186
Appendix B The Fair Debt Collection Practices Actp. 199
Glossaryp. 209
Indexp. 211
About the Authorp. 214