Cover image for Everyone's money book on financial planning
Everyone's money book on financial planning
Goodman, Jordan Elliot.
Personal Author:
Publication Information:
[Chicago], Ill. : Dearborn Trade Pub., [2002]

Physical Description:
x, 196 pages : illustrations ; 23 cm
General Note:
Includes index.
Format :


Call Number
Material Type
Home Location
Central Library HG179 .G6752 2002 Adult Non-Fiction Central Closed Stacks
Newstead Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
Eden Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
Lancaster Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
Frank E. Merriweather Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
Orchard Park Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
West Seneca Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf
Audubon Library HG179 .G6752 2002 Adult Non-Fiction Open Shelf

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Whether you have just won the lottery or are struggling to meet monthly expenses, your future financial comfort depends on creating - and sticking to - a long-term money management strategy. Personal finance expert Jordan Goodman's new book Everyone's Money Book on Financial Planning helps you do just that.

Author Notes

Jordan E. Goodman is a weekly contributor to Public Radio International's Marketplace in the Morning and appears frequently as a personal finance commentator on NBC, MSNBC, CNN, CNBC, and Fox television. He also is a frequent guest on radio call-in shows around the country. On the editorial staff of Money magazine for 18 years, where he served as Wall Street correspondent, Goodman was also a weekly financial analyst on NBC News at Sunrise for 9 years and a daily financial commentator on the Mutual Broadcasting Network for 8 years

Table of Contents

List of Figuresp. vii
Prefacep. ix
1. Giving Yourself a Financial Checkupp. 1
Determining Your Net Worthp. 1
How to Set Up a Recordkeeping Systemp. 10
Defining Your Financial Goalsp. 11
Analyzing Your Cash Flowp. 15
Creating a Budget That Worksp. 30
Points to Rememberp. 32
Resourcesp. 35
2. Assembling a Long-Term Financial and Investing Planp. 37
Setting Up an Investment Strategyp. 39
Tracking Your Investmentsp. 45
Assessing Your Risk Tolerancep. 47
The Investment Risk Pyramidp. 50
Points to Rememberp. 52
Resourcesp. 55
3. Financing Your Needs Part One: Housing, Cars, and Creditp. 57
Housingp. 57
Car/Vehicle Purchasesp. 65
Credit Management/Debt Planningp. 70
Points to Rememberp. 77
Resources: Creditp. 78
Resources: Real Estatep. 78
Resources: Vehiclesp. 80
4. Financing Your Needs Part Two: Insurance, Employee Benefits, and College Financingp. 82
Your Insurance Needsp. 82
Maximizing Your Employee Benefitsp. 93
Financing College and Continuing Educationp. 100
Points to Rememberp. 106
Resources: Insurancep. 107
Resources: Employee Benefitsp. 109
Resources: College Financingp. 110
5. Retirement and Estate Planningp. 111
The Basics of Retirement Planningp. 112
The IRA Optionp. 120
The Basics of Estate Planningp. 120
Writing and Executing a Willp. 121
Funeral and Burial Arrangementsp. 125
Points to Rememberp. 126
Resourcesp. 126
6. Basic Tax Planningp. 129
Highlights of Recent Tax Changesp. 130
Filing a Tax Returnp. 132
Tax Ratesp. 134
Legal Deductionsp. 137
Tax Creditsp. 139
Capital Gains and Lossesp. 140
Alternative Minimum Taxp. 140
Strategies to Cut Your Taxesp. 141
If You're Auditedp. 142
Points to Rememberp. 142
Resourcesp. 142
7. Getting Financial Advicep. 144
Who Can You Trust?p. 144
Finding an Accountant and Tax Preparerp. 146
The Right Bankerp. 147
Getting Reliable Legal Advicep. 148
Financial Plannersp. 152
Choosing an Insurance Agentp. 156
Settling on a Real Estate Advisorp. 157
Finding Money Managers and Brokersp. 159
Choosing a Stockbrokerp. 162
Points to Rememberp. 165
Resourcesp. 165
8. Smart Money Strategies for Every Age and Situationp. 168
Your 20s and 30s--Establishing Your Financial Foundationp. 168
Your 40s and 50s--The Peak Earning Years of Middle Agep. 172
Your 60s and Up--The Retirement Yearsp. 174
When You're Singlep. 178
When You're Marriedp. 179
When You're Divorced or Widowedp. 182
Conclusionp. 187
Resourcesp. 187
Indexp. 189

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