Overview of impacts, adaptation, and vulnerability to climate change -- Methods and tools -- Developing and applying scenarios -- Hydrology and water resources -- Ecosystems and their goods and services -- Coastal zones and marine ecosystems -- Human settlements, energy, and industry -- Insurance and other financial services -- Human health -- Africa -- Asia -- Australia and New Zealand -- Europe -- Latin America -- North America -- Polar regions (Arctic and Antarctic) -- Small island states -- Adaptation to climate change in the context on sustainable development and equity -- Vulnerability to climate change and reasons for concern : a synthesis.