Cover image for J.K. Lasser's winning with your 403(b) / Pam Horowitz.
J.K. Lasser's winning with your 403(b) / Pam Horowitz.
Horowitz, Pam.
Personal Author:
Publication Information:
New York : Wiley, [2001]

Physical Description:
xv, 255 pages : illustrations ; 24 cm.
Added Corporate Author:
Electronic Access:
Table of Contents
Format :


Call Number
Material Type
Home Location
Item Holds
HD7105.45.U6 H67 2001 Adult Non-Fiction Non-Fiction Area

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Learning how to properly choose and maintain a 403(b) plan can be confusing and downright frightening without the proper information. J.K. Lasser?s Winning with Your 403(b) will educate you on this unique and powerful tax-sheltered retirement plan for employees of nonprofit organizations. Retirement planning is an important aspect of everyone?s financial strategy. This indispensable guide to 403(b)s will give you the insight and knowledge needed to ask the right questions when choosing a 403(b) plan, receive respectable returns on your investment, and reap the rewards of your plan as you head into retirement. Whatever your goals may be, if you are investing in a 403(b) as a vehicle for retirement, you should also invest in J.K. Lasser?s Winning with Your 403(b).

Critical coverage will help you:
* Learn why selecting the right 403(b) vehicle is crucial to the success of your investment returns
* Pick the 403(b) plan that fits your specific needs by using a 10-point checklist
* Compare 403(b) plans with other retirement plans including 401(k)s, Roth and traditional IRAs, annuities, and pension plans
* Select funds to meet the objectives of your 403(b) plan
* Develop sound investment strategies that will keep your 403(b) healthy
* Steer your 403(b) through job changes, retirement, and beyond

J.K. Lasser?Practical Guides for All Your Financial Needs
Please visit our Web site at

Author Notes

PAM HOROWITZ is a writer, teacher, reading specialist, and hands-on activist/expert in 403(b) investing. She has written numerous articles on personal and educational computing for K-Power, Family Computing, and Electronic Learning magazines, but her focus turned to 403(b)s after she realized that her own plan's performance was lackluster. She then began to develop and present financial workshops for educators on 403(b) plans. Pam has also created a Web site for teachers at

Table of Contents

Prefacep. ix
Acknowledgmentsp. xi
Introductionp. xiii
1. Ten Questions to Ask about Retirementp. 1
2. What is a 403(b) and How Does It Compare to Other Retirement Plans?p. 13
3. 403(b) Plan Secretsp. 31
4. Choosing the Best 403(b) Vehiclep. 45
5. Mutual Funds 101p. 59
6. Planning and Saving for Retirementp. 77
7. Managed versus Index Fundsp. 93
8. Buy and Hold or Go for the Gold? Investing in Bull and Bear Marketsp. 105
9. Creating a Balanced Portfoliop. 119
10. Tried-and-True Investment Strategiesp. 137
11. Hired Helpp. 153
12. Changing Choices Changing Jobsp. 169
13. The Retirement Yearsp. 181
14. Profile of a Successful 403(b) Investorp. 199
Appendix A New Tax Legislation and What It Meansp. 213
Appendix B IRS Publication 571: Tax-Sheltered Annuity Programs for Employees of Public Schools and Certain Tax-Exempt Organizationsp. 217
Appendix C Social Security Online: Frequently Asked Questionsp. 225
Appendix D How to Read a Mutual Fund Prospectus--Simplifiedp. 227
Appendix E How to Read a Morningstar Quicktake Reportp. 229
Appendix F Helpful Web Sitesp. 233
Notesp. 239
Glossaryp. 245
Indexp. 249