Cover image for J.K. Lasser's your winning retirement plan
Title:
J.K. Lasser's your winning retirement plan
Author:
Hebeler, H. K. (Henry K.)
Personal Author:
Publication Information:
New York : Wiley, 2001.
Physical Description:
xvi, 288 pages : illustrations ; 24 cm
General Note:
Includes index.
Language:
English
ISBN:
9780471411246
Format :
Book

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Library
Call Number
Material Type
Home Location
Status
Central Library HD7101 .H43 2001 Adult Non-Fiction Non-Fiction Area
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Summary

Summary

AT LAST, SOUND, INFORMED, REALISTIC ANSWERS FOR RETIREMENT FINANCE

Use the simple, step-by-step guidance in J.K. Lasser's Your Winning Retirement Plan to double your money for your golden years. Whether you're forecasting how much you need to be saving for retirement or are deciding how much you should be spending once you're there, acclaimed planning expert Henry K. Hebeler can get you the results you need. You'll analyze your investments and start getting the highest possible returns--with the least amount of risk; take a real-world look at your total financial picture, without inappropriate planning assumptions; and make use of a new concept called the Retirement Autopilot, which can help you budget more wisely today and ensure that your investments will last a lifetime.

Key coverage will help you:
* Beat reverse dollar-cost averaging so your money will continue to grow
* Make use of modern feedback theory to secure your finances today--as well as tomorrow
* Find solutions to different retirement scenarios, including early retirement and when only one spouse is retired


Author Notes

Henry K. Hebeler has been the president of Boeing Engineering, Boeing Electronics, and Boeing Aerospace Company, and the Corporate VP of Planning at Boeing


Table of Contents

Acknowledgmentsp. ix
Author's Notep. xi
Introductionp. xiii
Chapter 1 The Realities of Financial Planningp. 1
Everybody Needs a Planp. 1
Real-World Planning Problemsp. 3
The Hazards of Postretirement Projectionsp. 12
The Hazards of Preretirement Planningp. 19
Chapter 2 Some Fundamental Planning Factsp. 29
Spend Now and (Really) Pay Laterp. 29
What If You Outlive Your Current Life Expectancy?p. 31
Inflation Really Hurtsp. 36
Defining Wages, Income, Savings, and Expensesp. 44
Oh Shoot! I Forgot!p. 49
Uncle Sam Will Share Retirement with Youp. 51
Coping with Uncertaintyp. 57
Chapter 3 Investmentsp. 61
Owners and Lendersp. 61
Asset Allocationp. 69
Vehiclesp. 84
Allocating within Vehiclesp. 94
Making Smart Investmentsp. 96
Real Estatep. 103
But I Want to Relax!p. 107
Chapter 4 Return on Investmentsp. 111
What Is Return on Investment?p. 112
Are Your Investments Good Choices or Dogs?p. 116
Using Real Returns in Your Retirement Planningp. 123
Reverse Dollar Cost Averagingp. 133
Be Wary of Compound Growth Projections!p. 136
Chapter 5 Preretirement Planningp. 139
Gate 1. Quick and Dirtyp. 141
Gate 2. Assess Your Future Needsp. 154
Gate 3. Estimating Your Social Security, Pension, and Annuity Incomep. 160
Gate 4. Planning with the Retirement Autopilotp. 172
Gate 5. Just before Retirementp. 184
Fine-Tuning Your Retirement Datep. 189
Are You Faced with an Early Retirement Decision?p. 193
Chapter 6 Spending in Retirementp. 197
Gate 1. Understanding the Fundamentalsp. 198
Gate 2. Organizing Your Inputs to the Planp. 204
Gate 3. How Much Can You Afford to Spend?p. 212
Gate 4. The Retiree's Autopilotp. 222
Gate 5. Staying on Trackp. 229
Gate 6. Always Look Aheadp. 234
IRA and 401(k) Withdrawal Rulesp. 235
Estate Planningp. 238
That's It Folks!p. 241
Postscriptp. 243
Appendix A Hard-to-Value Investmentsp. 245
Appendix B Technical Notesp. 249
Appendix C Forms for Your Own Calculationsp. 257
Appendix D Glossaryp. 277
Indexp. 283

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