Cover image for Get Clark smart : the ultimate guide for the savvy consumer
Get Clark smart : the ultimate guide for the savvy consumer
Howard, Clark, 1955-
Personal Author:
Publication Information:
Atlanta, Ga. : Longstreet Press, [2000]

Physical Description:
259 pages ; 24 cm
Added Author:
Format :


Call Number
Material Type
Home Location
Item Holds
TX336 .H693 2000 Adult Non-Fiction Open Shelf

On Order



The latest advice from nationally known consumer advocate Clark Howard, this book includes insider tips on identity theft, on-line investing, and the most resourceful Web sites

Author Notes

Clark Howard is the host of The Clark Howard Show, a radio talk show He is also a featured commentator on WSB-TV in Atlanta and a columnist with the Atlanta Journal-Constitution
Mark Meltzer is an editor at the Atlanta Business Chronicle.

Reviews 1

Booklist Review

With the third most popular show on radio, and several books including The Consumer Survival Kit (1993), Howard advises the financially challenged on how to get great deals, stay out of debt, and create a financially sound future. With this latest installment, Howard sticks with his bread-and-butter advice on purchasing cars and homes, prudently investing for retirement, and saving money on travel, insurance, and long-distance calling. He even covers a few things we rarely think about but may be suddenly forced to deal with like funerals, small claims court, and identity theft. Howard is all for the little guy, and it's fun to cheer him on when he uncovers sharklike sales tactics, marketing scams, and some plain old good deals available for the savvy buyer. What sets this apart from similar publications is the comprehensive Internet guide, in which readers can find instant price comparisons on many of the bargains listed in the text, as well as some important consumer watchdog sites. --David Siegfried

Table of Contents

A Note from Clarkp. ix
Buying a New Carp. 2
Trade-Ins, Financing, and Extended Warrantiesp. 6
Leasingp. 10
Buying a Used Carp. 13
Car Repairsp. 16
Recallsp. 20
The Lemon Lawp. 22
Arbitrationp. 24
Accidentsp. 26
Clark's Rules for Investingp. 32
Investingp. 33
Short-Term Investingp. 49
Buying and Selling Stockp. 52
401 (k) Payoutsp. 54
Taxes and Investingp. 57
Credit Cardsp. 60
Credit Problemsp. 64
Credit Reportsp. 67
Divorcep. 71
Willsp. 74
Funeralsp. 77
Real Estate
Getting Ready to Buyp. 82
Buying a New Housep. 84
Home Warrantiesp. 88
Buying a Used Housep. 91
Remodelingp. 94
Selling Your Housep. 98
Movingp. 103
Home Security Systemsp. 107
Refinancingp. 109
Mortgage Servicingp. 113
Being a Landlordp. 119
Being a Tenantp. 122
Life Insurancep. 130
Disability Insurancep. 134
Health Insurancep. 136
Car Insurancep. 141
Homeowners Insurancep. 144
Buying a Computerp. 150
E-Mailp. 153
Internet Servicep. 153
Free Stuffp. 155
Online Bill Payingp. 156
Wireless Phonesp. 157
Long-Distance Callingp. 159
Satellite TVp. 162
Saving Money on Travelp. 166
Car Rentalsp. 172
Handling Moneyp. 176
Opportunities and Hazardsp. 177
Clark's Favorite Places to Gop. 181
The Basics
Solving Problemsp. 188
Small Claims Courtp. 190
Returning Merchandisep. 194
Chargebacksp. 196
Contractsp. 198
Infrequent Purchasesp. 199
Dry Cleaningp. 206
Franchisesp. 209
Multilevel Marketingp. 211
Identity Theftp. 216
Extended Warrantiesp. 219
Credit Life Insurancep. 220
Charitiesp. 222
Health Clubsp. 225
Timesharesp. 230
Invention Servicesp. 234
Business and Employment Scamsp. 236
Modeling Schoolsp. 239
Junk Callsp. 241
Problem Documentation Sheetp. 246
"Drop-Dead" Letter to Collection Agenciesp. 247
Model Letter of Complaintp. 248
Getting Your Name off Mailing Listsp. 249
Sample Credit Reportp. 250
Your Account Numbers: The Essential Listp. 251
What to Do When You're in an Auto Accidentp. 251
Request for Repairs to Rental Propertyp. 252
Your Insurance Information: The Essential Listp. 253
The Phone Bookp. 254
Clark Howard's Favorite Web Sitesp. 256