Cover image for Got money? : enjoy it! manage it! even save some of it! : financial advice for your twenties and thirties
Got money? : enjoy it! manage it! even save some of it! : financial advice for your twenties and thirties
Wuorio, Jeff.
Personal Author:
Publication Information:
New York : AMACOM, [1999]

Physical Description:
xvii, 267 pages ; 23 cm
General Note:
Includes index.
Format :


Call Number
Material Type
Home Location
Item Holds
HG179 .W86 1999 Adult Non-Fiction Non-Fiction Area

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Geological processes affect the earth itself and human society. Solutions to geological problems, whether natural or man-made, demand close international collaboration. This book presents new approaches to current problems of environmental assessment, demonstrates the interactions between those involved in addressing global problems, and represents a means for the education of others. The book focuses on four major themes: geoenvironmental models, GIS methods and techniques, assessment and resource management, and resource policies and sustainable development. The major topics falling under each theme are introduced, followed by discussions of specific applications. Reports of the discussions of working groups are also presented to round out the individual contributions. The disciplines represented include geology, geophysics, geochemistry, remote sensing, economics, biology, mining engineering, resource analysis, mathematics and statistics.

Author Notes

Jeff Wuorio (Gorham, NE) is a former newspaper reporter who has more than 15 years experience covering investing and personal finance. Currently he writes for numerous magazines and on-line publications specializing in personal finance, including Worth, Money Housekeeping, Men's Fitness, Verge, and others.


Table of Contents

Acknowledgementsp. xi
Introductionp. xiii
Chapter 1 Some Basicsp. 1
Set Up a (Groan) Budgetp. 1
Shop for Cost-Effective Banking Servicesp. 6
Record What You Need to Recordp. 9
Save, and Ye Shall Be Savedp. 12
Set Up an Emergency Fundp. 14
The Last Word - Inflationp. 14
Chapter 2 Financial Death via Debtp. 17
The Expansive--But Not Entirely Destructive--World of Student Loansp. 18
Joe Plastic Livesp. 23
Chapter 3 Investing for Long-Term Success with Stock Mutual Fundsp. 32
Just What the #@*and!!! Is Investing?p. 34
Stock Funds, Not Just Stocksp. 36
The Case for Long-Term Investingp. 37
A Mutually Beneficial Approachp. 40
Choosing a Mutual Fundp. 42
Going Greenp. 48
Choose!p. 49
Other Fund Considerationsp. 54
Now That You're Up and Running...p. 58
Chapter 4 Other Ways to Investp. 61
Government Securitiesp. 62
Municipal and Corporate Bondsp. 64
Stocks and Bonds--Different Investment, Same Caveatp. 66
Money Market Mutual Fundsp. 72
Certificates of Depositp. 74
Chapter 5 Who is This Guy Ira Roth, and What Does He Want with Me?p. 77
IRA and Youp. 79
Should I Contribute?p. 82
Whither IRA?p. 83
To Convert or Not to Convert?p. 85
Choosing How to Invest Your IRAp. 86
Chapter 6 Smart Spendingp. 87
Renting Without Rantingp. 88
Fuel for Thoughtp. 92
Please Release Mep. 100
Shop 'Til You CyberDropp. 103
Cheaper by the Dozen(s)p. 106
Chapter 7 Mi Casa, Su Casa?p. 109
Mi Casa? Porque?p. 112
Getting Startedp. 114
Now That My Head Is Ready to Implode, How Can I Get Past Some of These Home Ownership Migraines?p. 117
Ways to Beat Those Down Payment Bluesp. 120
Adding Muscle to Your Monthly Moneyp. 123
Loan Shoppingp. 124
Homeowners Insurancep. 128
A Few Final Thoughts on Home-Buyingp. 131
Chapter 8 The Joys of Insurancep. 137
To Your Healthp. 138
Live-and-Let-Live Insurancep. 145
Auto Insurancep. 152
"Blink and Miss Them" Types of Insurancep. 154
Chapter 9 Good Help is So Hard to Find These Daysp. 161
To Seek or Not to Seekp. 163
Financial Plannersp. 163
Taking Stock of Brokersp. 170
Making Taxes Less Taxingp. 174
Financial Self-Help Through Investment Clubsp. 178
Chapter 10 Money Bytesp. 180
Cyberfundsp. 181
Cyberstocksp. 184
Money on the Webp. 187
Cyberbankingp. 191
Financial Software Programsp. 194
Chapter 11 "No Man but a Blockhead"...p. 202
Cutting the Best Salary Deal You Canp. 204
401k Plansp. 207
Juiced About Your 401k Yet?p. 209
Hit the Cafeteriap. 215
Flexible Spending Accountsp. 216
On Your Ownp. 218
Chapter 12 The Ever-Dreaded "T" Wordp. 222
A Brief Foray Into History (Very Brief, I Promise)p. 223
Who Has to File Taxes?p. 224
Just How Does the Tax System Work?p. 225
The Easiest, Most Pain-Free Way to File a Tax Returnp. 227
Taxes, Slash Thyselves!p. 229
The More Persnickety Types of Deductionsp. 231
How to Prepare, How to Filep. 233
Take a Byte Out of the IRSp. 233
Zap! Yer Filed!p. 236
When to Send All This Stuff In and (Gulp) What to Do If You Don't Have Enough Moneyp. 238
On Your Ownp. 238
Some Final--Thank Heaven--Thoughts on Taxesp. 241
Chapter 13 Top Ten Money Caveatsp. 243
Appendixp. 251
Indexp. 261