Cover image for The complete guide to hassle free car buying : the complete, step-by-step guide for buying a new or used car or truck without the hassle
The complete guide to hassle free car buying : the complete, step-by-step guide for buying a new or used car or truck without the hassle
Jacobs, Jake, 1945-
Personal Author:
Expanded and revised.
Publication Information:
Boynton Beach, Fla. : J. Jacobs, [1998]

Physical Description:
xix, 284 pages ; 22 cm
General Note:
Includes index.
Format :


Call Number
Material Type
Home Location
Item Holds
TL162 .J3323 1998 Adult Non-Fiction Non-Fiction Area

On Order



This is the most complete and practical guide available for car buyers. Major topics covered include inside information such as: Hold Back (secret profit dealer makes when he sells you a car); Low Interest Financing; Leasing; Secret Warranty; Lemon Laws; Selecting Trucks and R.V.s; No Annual Fee Credit Cards; Saving Money on Insurance; Government Auction; Where to find Quality Used Cars and much, much more. Jacobs, with his profound knowledge of the art of car dealership, has thoroughly grasped the hassle and frustration people experience in purchasing a good vehicle suited for their needs and in this profit-oriented world of manufacturers, dealers, and financiers in the automobile industry prompted him to venture this book. He gives very interesting and helpful hints along with lucid insights into the inner secrets, in simple terms, to help genuine car buyers to get their money's worth with adequate financing without being confronted with confusing technical terminology.

Table of Contents

Acknowledgmentp. xv
Prefacep. xvii
Chapter 1 Selecting an Automobilep. 1
Transmissionp. 2
Optionsp. 3
Colorsp. 3
EPA Gas Mileagep. 4
Selecting a Truckp. 4
Purchasing an R.V. (Recreational Vehicle)p. 5
Chapter 2 Choosing A Dealershipp. 8
One Price Sellingp. 11
Ordering a New Car or Truckp. 12
Car Buying Servicesp. 12
Buying Guide on the World Wide Webp. 14
Chapter 3 Inside Informationp. 15
Optional Package and Value Pricingp. 15
Hold Backp. 15
Cash Rebates or Low Interest Rate Financingp. 16
Factory to Dealer Cash Incentive Programp. 16
Carry-over Allowance/Special Salesp. 17
Luxury Taxp. 17
Ladies, Stop Paying More!p. 18
Chapter 4 Test Driving A New Carp. 20
Trading in Your Old Carp. 21
How Much is a Trade-in Worthp. 23
Demo Salesp. 23
Chapter 5 Buying vs. Leasingp. 26
Buyingp. 26
Leasingp. 26
Chapter 6 Cash Buyer/Payment Buyerp. 35
Cash Buyerp. 35
Payment Buyerp. 37
No Money Down Buyerp. 38
Chapter 7 Negotiationp. 43
Chapter 8 How Much Down Payment is Required?p. 51
Chapter 9 Where Can you Find the Lowest Interest Rate?p. 54
Bank Loanp. 54
Credit Unionsp. 55
Company 401 (K) Planp. 55
Major Insurance Companiesp. 56
Dealersp. 57
Manufacturer's Financingp. 57
Chapter 10 Financingp. 59
Co-signaturep. 61
Credit Cardsp. 62
Chapter 11 New Car Warrantyp. 66
What is Covered?p. 66
Warranty Periodp. 66
Bumper-to-Bumper Plus Coveragep. 66
Battery Coveragep. 67
Corrosionp. 67
Towingp. 67
No Chargep. 67
Warranty Coverage Extensionp. 67
Vehicle Mileage at Deliveryp. 68
Warrantiesp. 68
Used Car Warrantyp. 70
A Note of Cautionp. 70
The Owner's Manualp. 70
Secret Warranty/Service Bulletinp. 71
Alarm/Security Systemp. 72
Chapter 12 Payment Protection Plan/Lemon Lawsp. 75
Rental Carsp. 77
Towingp. 78
New Car Lemon Lawsp. 78
Used Car Lemon Lawsp. 81
Chapter 13 Vehicle Deliveryp. 85
Interiorp. 85
Mechanicalp. 85
License Platep. 87
Chapter 14 How to Look for a Used Carp. 89
Chapter 15 Where to Find Quality Used Carsp. 92
Dealersp. 92
Independent Small Car Dealers/Used Car Lotsp. 94
Pre-Owned Vehiclesp. 94
Rental Companiesp. 95
Banksp. 96
Individual Salesp. 96
Public Auctionsp. 97
Government Auctionsp. 97
Last Wordp. 101
Abbreviationsp. 103
Appendix 'A' Car Manufactures, Major Car Rental Companies and Major R.V. Manufacturers Addresses and Phone Numbersp. 107
Appendix 'B' Auto Safety Hot Line and Various Addresses and Phone Numbersp. 115
Appendix 'C' Auto Loan Institutions, Major Credit Reporting Agencies and Major Insurance and Service Contract Companies Addresses and Phone Numbersp. 117
Worksheet Samplep. 121
Appendix 'D' Auto Loan Monthly Payment Tables: Rates from 1.90% to 10.5%. Terms 12, 18, 24, 30, 36, 42, 48, and 60 monthsp. 122
Check List
New Carsp. 265
Used Carsp. 267
Sample Used Car Appraisal Reportp. 269
Reader Comments, Suggestions and Questionsp. 271
Indexp. 273
About the Authorp. 279
Order Formp. 281