Cover image for 1,001 ways to save, grow, and invest your money
Title:
1,001 ways to save, grow, and invest your money
Author:
Rye, David E.
Personal Author:
Publication Information:
Franklin Lakes, N.J. : Career Press, 1999.
Physical Description:
287 pages ; 23 cm
Language:
English
ISBN:
9781564144041
Format :
Book

Available:*

Library
Call Number
Material Type
Home Location
Status
Central Library HG179 .R963 1999 Adult Non-Fiction Non-Fiction Area
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Summary

Summary

Although most of us know how to make money, we either don't know how, or lack the discipline, to save and invest our money. Building wealth to achieve financial freedom is a lot easier than you may think, and if you make the right financial decisions, the odds of achieving wealth are significantly better than trying to win the lottery.


Author Notes

David E. Rye is a highly successful entrepreneur whose company, Computech, grew from startup to more than $175 million in five years. He is the author of 1,001 Ways to Inspire, Starting Up and Winning the Entrepreneurial Game.


Table of Contents

Prefacep. 7
Introductionp. 9
Chapter 1 Basic Money-saving Strategiesp. 15
Why everybody needs a spending plan
25 painless ways to save money
How to come up with an additional $100 a month
8 ways to save hundreds when you travel
10 ways to save whenever you shop for food
How to get a great deal on anything you buy
10 emotions to avoid at all costs while shopping
Where to find money-saving catalogs
Surfing the Web for great deals
Cut your home energy bills by 25 percent or more
14 ways to cut your gasoline expenses
Slash long distance phone bills by at least 35 percent
Shop for back-to-school stuff the smart way
8 ways to keep the lid on your rent
Chapter 2 Avoiding Credit and Loan Trapsp. 40
Be debt free in a year or less by taking 7 tough steps
Burn your credit cards and you'll be almost free
What to do if your bank fees are too high
Cut $25 or more off your house payment
How to get the best home loan possible
How to get the best car loan possible
Is bankruptcy an option?
Chapter 3 Reducing Your Insurance Costsp. 54
Buying medical insurance
How much life insurance do you really need?
How to save on life insurance premiums
Should you buy term- or whole-life insurance?
Beware of credit insurance ripoffs
Buying auto insurance without getting ripped off
Finding a good auto insurer
Cut $100 a year or more off your auto insurance
Save on your homeowner insurance
Insuring your personal business
The insurance everybody needs but forgets about
Chapter 4 Reducing Your Taxesp. 77
Start by identifying where you are
Common tax mistakes to avoid
How to find a good tax professional
Tax deductions for everyone
11 tax loopholes
Tax deductions for the self-employed
Reducing your property taxes
How to minimize your state and local taxes
Audit basics
Avoiding an IRS audit
Treat your receipts like they are money
Major retirement tax traps to avoid
How to cut taxes on your pension
Save time and money with accounting software
Chapter 5 Money-saving Strategies for Collegep. 97
How to plan for education costs
Tax-free ways to save for college
How to snag a good financial aid package
Finding and leveraging scholarships
Paying for college on the installment plan
Teaching money management
Money-saving tips for your college-bound kids
Chapter 6 Buying and Maintaining Cars the Smart Wayp. 109
Questions to ask yourself before you buy any car
What does a car really cost?
Trading in old faithful or selling it on your own?
Where to find good used vehicles
Buying used vehicles
Should you lease a car?
Buying new cars
Finding an honest and reasonable repair facility
Making sure you don't get cheated on repair work
Are warranties and service contracts a good deal?
Chapter 7 Investing in a Home and Real Estatep. 138
Money-saving tips when buying a home
Save $100,000 or more with these mortgage tips
Save $100,000 or more by prepaying your mortgage
When does it pay to refinance your mortgage?
Home improvements that do--and do not--pay off
How to sell your home for top dollars
Should you buy a condominium instead of a house?
Investing in rental properties
Should you buy that vacation home?
Partnerships, investment trusts, mutual funds
Is land a good investment?
Real estate investment formulas you should know
Why foreclosures can be great investments
Having a job and making a fortune in real estate
Chapter 8 Building a Perfect Portfoliop. 162
15 ways to achieve financial independence
The best places to keep your savings
Do you need a full-service or discount broker?
Should you borrow money to invest?
Check annual reports before buying any stock
Why you should use dividend reinvestment plans
Are mutual funds an investor's best friend?
17 different types of mutual funds to consider
The 4 safest tax-deferred investments you can make
Great stocks at bargain prices
Protecting yourself from stock market swings
Where to find stock bargains on the Web
Should you invest in an IPO?
When should you sell stocks or mutual funds?
What types of bonds should you buy?
6 investments that'll grow your money forever
Invest successfully
Becoming a millionaire
Investment risks to watch out for
Everybody needs an investment tracking system
Keep it simple
The 6 worst investments you can make
Chapter 9 Planning for Your Retirementp. 203
How much money will you need to retire?
A rundown on retirement plans
Getting the most out of your IRA
Is a ROTH IRA right for you?
8 ways to get the most from your 401(k) plan
Keoghs and other self-employed retirement plans
Keeping an eye on your piece of Social Security
Early retirement issues to consider now
Using the Web for senior retirement planning
Should you borrow against your retirement plan?
What about a will?
Do you need a financial planner?
Chapter 10 Starting Up Your Own Businessp. 225
Are you ready to start a business?
9 great weekend businesses to start now
12 ways to make sure your home business takes off
7 startup mistakes to avoid at all costs
How to increase your productivity and profits
Watch out when you add employees
Selecting the right legal format for your business
Should you buy an existing business?
How to check out franchises
Where to find financing for startups
When to buy or lease anything
What to look for when you buy office equipment
Save big bucks when you buy any PC equipment
Where to find affordable PC technical support
Do you really need a Web site?
Chapter 11 Summary and Conclusionsp. 257
Appendix: Financial Tablesp. 259
Glossaryp. 267
Indexp. 283

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