Cover image for Don't die broke : how to turn your retirement savings into lasting income
Don't die broke : how to turn your retirement savings into lasting income
Malaspina, Margaret A., 1944-
First edition.
Publication Information:
Princeton, NJ : Bloomberg Press, 1999.
Physical Description:
284 pages ; 24 cm.
Format :


Call Number
Material Type
Home Location
Item Holds
HG179 .M256 1999 Adult Non-Fiction Central Closed Stacks

On Order



This text offers a fresh take on one of today's hottest money matters by outlining ways to tap most effectively into the retirement nest egg that you're currently nurturing. Malaspina shows instead how to maximize what you're (hopefully) already building so you'll (hopefully) always have what you need.

Author Notes

Margaret A. Malaspina is principal of Malaspina Communications, a Massachusetts-based firm that serves some of the country's largest investment companies. A former vice president at Fidelity Investments, Malaspina helped forge Fidelity's corporate communications strategies in the early 1980s. She created the firm's book publishing venture, launched the writing career of fund-manager-turned-best-selling-author Peter Lynch, and was part of the executive management team that started Worth magazine.

Reviews 1

Library Journal Review

Personal finance writer and financial education specialist Malaspina presents an excellent summary of the many options and decisions likely to be faced by the massive baby boomer population as they near retirement. She discusses such related topics as how to take money out of retirement plans, how to create a paycheck, how to manage assets as part of an estate or inherited from someone else's estate, how to provide for a spouse and transfer wealth to heirs, and how to seek guidance in selecting a financial advisor. This work's user-friendly approach to the complex decisions that have to be made about retirement savings set it apart from the crowd of other programs available. With narration by Susan O'Malley, this is highly recommended for all public libraries.√ĄDale Farris, Groves, TX (c) Copyright 2010. Library Journals LLC, a wholly owned subsidiary of Media Source, Inc. No redistribution permitted.

Table of Contents

Acknowledgmentsp. viii
Introductionp. 1
Part 1 How Retirement Income Has Changedp. 16
Chapter 1 The Myth of Yesterday's Bountiful Retirementp. 18
Chapter 2 Why Tomorrow's Retirement Will Be Different--and What That Means to Youp. 26
Part II Zeroing in on Your Retirement Resourcesp. 34
Chapter 3 Where to Go, What to Ask--and Whyp. 36
Part III Retirement Countdownp. 66
Chapter 4 The Big Picturep. 68
Chapter 5 Your Workplace Savings: Take It, Leave It, or Roll It Over?p. 112
Part IV How to Get the Most from Your Retirement Savingsp. 150
Chapter 6 The Promise of Lifetime Income from Your Employer's Pension Planp. 154
Chapter 7 It's Your Nickel! Your Workplace Retirement Savings Plansp. 172
Chapter 8 On Your Own: Your Individual Retirement Savingsp. 188
Part V Turning Your Assets into Incomep. 196
Chapter 9 Creating Your Retirement Paycheckp. 198
Chapter 10 Minimum Distributions, Maximum Challenge: When the IRS Says "Show Me the Money"p. 224
Part VI Your Retirement Assets as Part of Your Estatep. 238
Chapter 11 Who Gets Your Retirement Assets after You're Gone?p. 240
Chapter 12 When You Inherit Retirement Plan Assetsp. 252
Resourcesp. 261
Glossaryp. 267
Indexp. 272